Fees read from issuer pageUpdated 2026-07-26
YES BANK
YES BANK Paisabazaar PaisaSave Credit Card
₹499 a year
LinePersonal
Joining feeNil
Annual fee₹499
Forex markupNot stated
Rewards, as stated by the issuer
- 6% Cashback on Dining & Travel spends *
- 1% Cashback on Other spends *
- 6% cashback
- 12 Reward Points per INR 200 spent on Dining & Travel transactions * (a)(b)(c)(d)
- 1% cashback
- 2 Reward Points per INR 200 spent on Other spends * (a)(b)(c)
- Cashback accrued on all your spends will get credited as reward points to the credit card account, wherein 6% cashback equals 12 reward points per INR 200 spent on Dining & Travel and 1% cashback will be equal to 2 reward points per INR 200 on other spends.
- How to redeem the cashback points earned using YES BANK PaisaSave Credit Card?
- For transactions done on or before 14th December 2025, cashback applicable will be, 3% cashback credited as 6 reward points(RP) per INR 200 spent online and 1.5% cashback will be credited as 3 reward points(RP) per INR 200 spent offline.
- d) Rewards are capped at 3000 per statement cycle, beyond which base reward points will continue to accrue on all transactions.
Other benefits
- To apply for this co-brand credit card please visit our partner’s website / download the partner’s mobile application. The co-brand partner reserves the right to charge platform fee as it may offer several products & services to you through their website / mobile app.
- Track your Credit Card application Locate your nearest branch Get Credit Card e-Welcome Kit
Welcome & milestones
Welcome
None listed.
Milestones
- Annual Membership Fee (Renewal) of INR 499+ applicable taxes, waived off on total retail spends of INR1,20,000 in card anniversary year and get waiver on renewal fee for the subsequent year(Not applicable for Lifetime Free Card)
Lounge access
No airport lounge rule is listed on this card's page.
Eligibility
Age
- Between 21 to 60 years of age
Income
- https://creditrewardz.yes.bank.in/
- Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above
Employment
- Salaried or self-employed
Every fee line found on the page
- 1% Waiver on Fuel Surcharge
- Annual Membership Fee (Renewal) of INR 499+ applicable taxes, waived off on total retail spends of INR1,20,000 in card anniversary year and get waiver on renewal fee for the subsequent year(Not applicable for Lifetime Free Card)