YES BANK Paisabazaar PaisaSave RuPay Credit Card

Rewards, as stated by the issuer

• 6% cashback
• 12 Reward Points per INR 200 spent on Dining & Travel transactions *(a)(b)(c)(d)
• 1% cashback
• 2 Reward Points per INR 200 spent on Other spends *(a)(b)(c)
• Cashback accrued on all your spends will get credited as reward points to the credit card account, wherein 6% cashback equals 12 reward points per INR 200 spent on Dining & Travel and 1% cashback will be equal to 2 reward points per INR 200 on other spends.
• How to redeem the cashback points earned using YES BANK PaisaSave Credit Card?
• * For transactions done on or before 14th December 2025, cashback applicable will be, 3% cashback credited as 6 reward points(RP) per INR 200 spent online and 1.5% cashback will be credited as 3 reward points(RP) per INR 200 spent on UPI transactions above INR 2000.
• 6% cashback will be awarded on specific Travel and dining MCCs: 5812, 5813, 5814, 4511, 4582, 4722, 7011, 3501, 3509, 3513, 3520, 3530, 3543, 3553, 3583, 3637, 3640, 3642, 3649, 3657, 3659, 3690, 3812, 3020.
• For UPI transactions above INR 2000 on all categories, 1% cashback i.e. 2 reward points (RP) per INR 200 will be awarded except for transaction mentioned in exclusion categories.
• d)Rewards are capped at 3000 per statement cycle, beyond which base reward points will continue to accrue on all transactions.

Other benefits

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Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Every fee line found on the page

• 1% Waiver on Fuel Surcharge
• Interest Rate of 3.99% per month on Revolving Credit, Cash Advances and Overdue amount.