Fees read from issuer pageUpdated 2026-07-26

YES BANK

YES BANK SELECT Credit Card

₹599 a year

LinePersonal
Joining fee₹599
Annual fee₹599
Forex markup3.50%

Rewards, as stated by the issuer

  • Now choose the reward points you want
  • b) Maximum cap of 5000 reward points per statement cycle

Other benefits

  • Buy 1 Get 1 offer on Movie ticket with District
  • Buy 1 Get 1 offer on Coffee at Malls
  • Effective 15th June 2026, YES Rewardz Points will not be awarded on Rental, Wallet and Fuel, Government & Marketing / Advertising category transactions, Cash withdrawals, Post Purchase EMI & Instant EMI transactions, Insurance, Education, Railways, Toll, Ferry & Jewellery.
  • Insurance Sales, Underwriting, and Premiums
  • Insurance Premiums
  • d) Terms and conditions apply. Click here to view T&C and The list of golf courses is subject to change at the sole discretion of the network partner (VISA or Mastercard) and without any prior notice to YES BANK or its Cardmembers.
  • g) Maximum discount of up to INR 150 on your second movie ticket once per user per calendar month. Offer is valid on Movie tickets only.
  • h) The offer is available at only eligible outlets inside select malls across India. Terms and Conditions Apply. To know more Click Here

Welcome & milestones

Welcome

None listed.

Milestones

  • First year membership fee of INR 599 applicable taxes (waived on total retail spends of ₹10,000 within One month of card setup date)
  • Renewal membership fee of INR 599 applicable taxes (waived on total retail spends of ₹1 lakh within 12 months prior to card renewal date)

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Age

  • 21 to 60 years of age

Income

  • https://creditrewardz.yes.bank.in/
  • Minimum Net Salary of INR 50,000 per month or Income Tax Return of INR 7.5 Lakhs and above.

Employment

  • Salaried or self employed

Every fee line found on the page

  • Foreign Currency Markup at 3.50%
  • First year membership fee of INR 599 applicable taxes (waived on total retail spends of ₹10,000 within One month of card setup date)
  • Renewal membership fee of INR 599 applicable taxes (waived on total retail spends of ₹1 lakh within 12 months prior to card renewal date)
  • i) Foreign Currency Markup applicable prior to 15th June 2026 is 2.75%