YES BANK Uni Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

Unlimited 1% Reward points ( Rewards issued as Uni coins).

Other benefits

To apply for this co-brand credit card please visit our partner’s website / download the partner’s mobile application. The co-brand partner reserves the right to charge platform fee as it may offer several products & services to you through their website / mobile app.

Welcome & milestones

Welcome

None listed.

Milestones

Renewal Membership Fee of INR 499+ applicable taxes, waived off on total retail spends of INR 50,000/- or more within 12 months prior to card renewal date (Not applicable for LTF cards)

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Income

Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above

Employment

Salaried or self employed

Every fee line found on the page

1% Fuel Surcharge Waiver
0% Forex Markup
Renewal Membership Fee of INR 499+ applicable taxes, waived off on total retail spends of INR 50,000/- or more within 12 months prior to card renewal date (Not applicable for LTF cards)
2. Fuel Surcharge Waiver valid for transaction upto ₹7500 only; Maximum Surcharge waiver per statement cycle: ₹500

Fees

Joining

Nil

Annual

₹499

Renewal

₹499

Waiver

Renewal Membership Fee of INR 499+ applicable taxes, waived off on total retail spends of INR 50,000/- or more within 12 months prior to card renewal date (Not applicable for LTF cards)

Forex markup

Fuel surcharge

1% Fuel Surcharge Waiver

Read from

Issuer page (rendered)

HTTP 200 · read 2026-07-26

Source page ↗

Fee schedule

The issuer prices this elsewhere; follow the link below for the authoritative figure.

Schedule of charges ↗Schedule of charges ↗Schedule of charges ↗Schedule of charges ↗

Evidence — the sentence each fee came from

annual: Renewal Membership Fee of INR 499+ applicable taxes, waived off on total retail spends of INR 50,000/- or more within 12 months prior to card renewal date (Not applicable for LTF cards)

forex_markup: 0% Forex Markup

fuel_surcharge_waiver: 1% Fuel Surcharge Waiver

joining: Zero Joining fees

renewal: Renewal Membership Fee of INR 499+ applicable taxes, waived off on total retail spends of INR 50,000/- or more within 12 months prior to card renewal date (Not applicable for LTF cards)

waiver: Renewal Membership Fee of INR 499+ applicable taxes, waived off on total retail spends of INR 50,000/- or more within 12 months prior to card renewal date (Not applicable for LTF cards)