Fees read from issuer pageUpdated 2026-07-26

YES BANK

YES First Preferred Credit Card

₹999 a year

LinePersonal
Joining fee₹999
Annual fee₹999
Forex markup1.75%

Rewards, as stated by the issuer

  • 8 reward points on ₹200 spent
  • Now choose the reward points you want
  • 4 Reward Points
  • 8 Reward Points

Other benefits

  • Experience true indulgence with a world of choice offered by the YES FIRST Preferred Credit Card
  • Green fee waiver on golf rounds
  • 25% Discount Offer on BookMyShow
  • Insurance Sales, Underwriting, and Premiums
  • c) Terms and conditions apply. Click here to view T&C and The list of golf courses is subject to change at the sole discretion of the network partner (VISA or Mastercard) and without any prior notice to YES BANK or its Cardmembers.

Welcome & milestones

Welcome

None listed.

Milestones

  • First Year Membership Fee of INR 999+ applicable taxes, waived on total retail spends of INR 50,000/- or more within Three month of card set up date
  • Renewal Membership Fee of INR 999+ applicable taxes, waived on total retail spends of INR 2,50,000/- or more within 12 months prior to card renewal date

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Income

  • https://creditrewardz.yes.bank.in/

Every fee line found on the page

  • First Year Membership Fee of INR 999+ applicable taxes, waived on total retail spends of INR 50,000/- or more within Three month of card set up date
  • Renewal Membership Fee of INR 999+ applicable taxes, waived on total retail spends of INR 2,50,000/- or more within 12 months prior to card renewal date
  • Interest Rate of 3.99% per month (47.88% annually), on Overdue amount and 2.49% per month against Fixed Deposi
  • g) Foreign Currency Markup applicable prior to 15th June 2026 is 1.75%