Fees read from issuer pageUpdated 2026-07-26
YES BANK
YES Private Credit Card
₹10,000 a year
LinePersonal
Joining fee₹50,000
Annual fee₹10,000
Forex markup0.50%
Rewards, as stated by the issuer
- W.e.f 24 th Dec’2023: Get 20 Reward Points on domestic and 40 Reward Points on international spends for every INR 200 (1 Reward Point = upto 25 p)
Other benefits
- Yes Private Banking & Concierge Services
- International Concierge Services to assist you in availing the bespoke benefits on your card!
- Discover enthralling travel destinations, exclusive experiences and personalised offers to suit your evolved tastes.
- Live carefree with insurance and emergency services that are right at your fingertips, anywhere in the world.
- Get unparalleled access to the best medical professionals for you and your family with round-the-clock concierge services.
- Spend your leisure time savouring our carefully curated fine dining experiences & indulging yourself with complimentary access to exclusive clubs.
- Oberoi E-Gift Vouchers worth INR 9,000 KNOW MORE
- MASTERCARD TERMS AND CONDITIONS ON OFFERS PROGRAMS FOR YES PRIVATE CREDIT CARD.
- All offers are subject to availability and subject to the terms and conditions of the respective third party Vendors providing the services, and are valid for all Yes Private Credit Cards issued in India.
- Please call our 24*7 Yes Private Concierge and Services at 1800 121 4444/1800 103 0210 or write to us at [email protected] .
Lounge access
Domestic: There is no limitation. Enjoy unlimited access under the LoungeKey programme (At International lounges across 750+ locations) and MasterCard Lounge programme (At Domestic lounges across select cities in India).
International: There is no limitation. Enjoy unlimited access under the LoungeKey programme (At International lounges across 750+ locations) and MasterCard Lounge programme (At Domestic lounges across select cities in India).
Programme: LoungeKey · Mastercard Lounge
Every fee line found on the page
- 1st Year Membership Fee: Rs.50,000 + Applicable Taxes.
- Renewal Membership Fee: Rs.10,000 + Applicable Taxes, reversed on spends of Rs. 25,00,000 within 12 months prior to the renewal
- 0.50% Foreign Currency Mark up charges on all international spends
- Attractive rate of interest of 2.99% on revolving credit, on cash advance and/or on overdue amount