YES BANK Zagg Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

No reward line was found on this card's page. Rewards may be documented in a separate terms PDF the issuer links to instead.

Other benefits

To apply for this co-brand credit card please visit our partner’s website / download the partner’s mobile application. The co-brand partner reserves the right to charge platform fee as it may offer several products & services to you through their website / mobile app.
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Note: Any program or offering administered by the Third-Party Application Provider (TPAP), such as the Zagg app, would be the sole responsibility of the TPAP.

Welcome & milestones

Welcome

None listed.

Milestones

*Zagg Credit Card issued prior to 10th Jan 2025, will award 0.5 Rio coins for every INR 50 on non-UPI transactions and 1.5 Rio coins for every INR 50 on UPI transactions except transactions on exclusion categories with annual fee waived off on annual spend of INR 1,80,000.

Lounge access

Domestic: d) Customers who have spent INR 50,000 or more in the previous quarter will be eligible for two domestic lounge accesses per calendar quarter.(subject to change from time to time as per bank's policy) · e) Terms and Conditions applied. Domestic Lounge Access is subject to meeting Spends threshold. Click here to view Terms and Conditions and list of eligible Domestic Lounges.

Eligibility

Age

21 to 60 years of age

Income

Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above

Employment

Salaried or self employed

Every fee line found on the page

Interest Rate of 3.99% per month (47.88% annually) on Revolving Credit, Cash Advances and Overdue Amount.
b) Fuel surcharge may vary from 1% to 2.5% + GST of the amount spent on fuel transaction and is payable by cardholder.
c) Total Fuel Surcharge waiver in statement cycle is capped at INR 250. Only surcharge will be waived, GST as levied on surcharge will not be waived. Taxes levied on fuel surcharge (if any) will not be waived and will need to be borne by the cardholder.
*Zagg Credit Card issued prior to 10th Jan 2025, will award 0.5 Rio coins for every INR 50 on non-UPI transactions and 1.5 Rio coins for every INR 50 on UPI transactions except transactions on exclusion categories with annual fee waived off on annual spend of INR 1,80,000.

Fees

Joining

Nil

Annual

Nil

Renewal

Nil

Waiver

*Zagg Credit Card issued prior to 10th Jan 2025, will award 0.5 Rio coins for every INR 50 on non-UPI transactions and 1.5 Rio coins for every INR 50 on UPI transactions except transactions on exclusion categories with annual fee waived off on annual spend of INR 1,80,000

Fuel surcharge

a) On fuel transaction fuel surcharge is not levied by card issuing bank. The rate of surcharge varies depending upon the fuel retail outlets and their acquiring banks

Interest rate

3.99%

Read from

Issuer page (rendered)

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Fee schedule

The issuer prices this elsewhere; follow the link below for the authoritative figure.

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Evidence — the sentence each fee came from

annual: Apply for Zagg Credit Card with No Annual Fee & Easy UPI Payments | YES BANK

fuel_surcharge_waiver: a) On fuel transaction fuel surcharge is not levied by card issuing bank. The rate of surcharge varies depending upon the fuel retail outlets and their acquiring banks.

interest_rate: Interest Rate of 3.99% per month (47.88% annually) on Revolving Credit, Cash Advances and Overdue Amount.

joining: Zero First Year Membership Fee

renewal: Zero Renewal Membership Fee

waiver: *Zagg Credit Card issued prior to 10th Jan 2025, will award 0.5 Rio coins for every INR 50 on non-UPI transactions and 1.5 Rio coins for every INR 50 on UPI transactions except transactions on exclusion categories with annual fee waived off on annual spend of INR 1,80,000.