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Card pages tell you what the terms say. Here, cardholders tell you how those terms behave in practice.

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  1. News & analysisPublished 1 month ago

    The 2026 cashback devaluations on SBI, Swiggy HDFC and Airtel Axis

    By 9cards editorial 8 min read

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  2. Card deep divesPublished 1 month ago

    Google Pay Flex SBI Card: what “up to ₹18,000 a year” actually requires

    By 9cards editorial 8 min read

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  3. Lounge & travel benefitsPublished 1 month ago

    Domestic lounge access in 2026: the card replaces the Priority Pass, and spend replaces the perk

    By 9cards editorial 8 min read

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  4. Rewards & redemptionsPublished 1 month ago

    The 2026 exclusion list: the spends that stopped earning, and stopped counting

    By 9cards editorial 8 min read

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  5. Fees & chargesPublished 1 month ago

    Paying in rupees abroad in 2026: what dynamic currency conversion now costs

    By 9cards editorial 7 min read

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  6. News & analysisPublished 1 month ago

    Axis Bank's 28 August 2026 card revision, read card by card

    By 9cards editorial 11 min read

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  7. GuidesPublished 2 months ago

    RuPay credit card on UPI: how it works, limits and rewards

    By 9cards editorial 7 min read

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  8. GuidesPublished 2 months ago

    Credit card fuel surcharge waiver: how it works and what it misses

    By 9cards editorial 6 min read

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  9. GuidesPublished 2 months ago

    Credit card refund after bill generation: should you still pay?

    By 9cards editorial 7 min read

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  10. ExplainersPublished 2 months ago

    Merchant category codes (MCC): why credit card rewards get excluded

    By 9cards editorial 9 min read

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  11. News & analysisPublished 2 months ago

    RBI credit card directions 2025: what changed for cardholders

    By 9cards editorial 10 min read

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  12. News & analysisPublished 2 months ago

    Weekly credit reporting from July 2026: timelines and ₹100-a-day compensation

    By 9cards editorial 10 min read

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